Most people are now trying to compare the benefits and drawbacks of having car insurance or asuransi mobil before selecting one. If we talk about car insurance, there are absolutely a number of benefits. It protects our car financially when we have to deal with unexpected things that can cause damage or loss, like accident, natural disaster, or theft. On the other hand, let’s talk in detail about disadvantages or problems in owning car insurance:
Expensive premium. Some people are still not aware and interested in buying car insurance because of its expensive premium they can’t afford. In fact, car insurance insurers might require customers to spend $250 per year. Location, type of coverage, age, car, and occupation affect the amount of premium rate charged to customers.
Lack of coverage. A number of insurance customers are disappointed to find the policy contains very limited coverage. Maybe, the car insurance product doesn’t cover for sabotage and doesn’t provide ambulance fee. Consequently, the customers themselves are responsible for paying the fee. The type and number of coverage really affect the amount of auto insurance premium for sure.
Rejected claim. The biggest and worst issue car insurance customers might every deal with is claim rejection. It is absolutely disappointing and depressing because what we need is the financial coverage, but we couldn’t get it. Commonly, car insurance companies disapprove car insurance claim due to inappropriate application and incomplete documents.
To minimize the problems in having car insurance above, you must be careful and wise when making a selection.